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Making
the Most of Your Money!
   As a financial counselor, I know the importance of understanding your money life. I personally enjoy learning,
sharing, and educating myself and my clients on that very subject. In the 10 years that I have been counseling individuals,
couples, and small businesses in money, I have noticed how overwhelming, confusing, and threatening the topic seems to be
for most of us. So it only made sense to bring to the subject the  lessons learned from my other passion … DOGS! Yes, you heard me right, dogs! Why not use the wisdom
of those loving animals as examples of how to relax, be playful, and in the process, enjoy our money? I
have noticed with my own playful critters (Horatio & Lexi) that they truly do not take anything too seriously, and even
if they appear to do so, it doesn’t last for long. Why not use that very wisdom and apply it to your
own money picture? I do this very thing in this website, as well as my twice-monthly e-newsletter THE MONEY MINUTE (sign up
below). I use those wondrous, delightful, and loving creatures as my muses and they guide me every time to wisdom about money. Joan Silva, C.P.A., C.C.R.R.
Financial Counselor
Certified Credit Report Reviewer
(925) 682-2005 counseling office
(925) 252-1231 fax
E-Mail:joan@silvassolutions.com
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