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4/08 Archives
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| | April 10 2008 | The Money Minute Making the Most of Your Money |
| | Dear Joan, "Our attitude is our thought life turned inside out." Joyce Meyer  It is that time of year again, tax time in which there is a flurry of activity surrounding your money. Yet, as the
date for filing your taxes approaches, I think to myself how negative this time of year has become. The energy surrounding
your money has become frenzied, frightful, and anxious. I personally do not believe this is the place you want to be with
your money.
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| What do you mean it
has become frenzied, frightful and anxious? It
is common for many to not keep up with their money picture on an ongoing basis so when it is time to file
taxes it is a time of stress. This stress shows up in a flurry of activity as you rush around trying to gather all the necessary
documents and data to file your tax returns by April 15th. In that flurry of activity you have an energy about
you that is frenzied due to the rushing around in between the tasks of life and work, gathering information. You also end
up with frightful and anxious energy as well since many times the deadline looms and you still haven't figured out where
you put all those necessary tax documents that you swore were on your desk! |
How does this affect my money? I have noticed in the years I have been counseling individuals and small businesses on their money that the very
energy you feel within shows up on the outside. If you are frantic on the inside, that is what will show up in your physical
environment as well. Most likely it will show up as not enough time to get bills paid or to sit down and make a plan for your
money. Something always gets in the way. Whether this behavior is one of conscious doing or subliminal, the result is the
same. |
But
my life is busy, how am I to fit it all in?  I do believe that is the most favorite excuse of the century! I hear it so often that it actually starts to sound like the
truth. Yet I do not believe, for most of you, that this is the truth. An organizing friend of mine loves to say "you
always find time for those things you love to do" and I couldn't agree more. It is amazing how you find time to do
what you really WANT and equally amazing that you find a good excuse when you don't. |
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How can I get
different results?
 First you must allow yourself enough self reflection, quiet time to
know what you really want in life. There is so much external stimulus these days, things that distract and side-track us,
that it takes some serious grounding and silence to clear the way to what you really desire to be and do in life. You must
allow a few moments of quiet each day to hear your inner message. How can it possibly get through to you over the sound of
the television, radio, or video games?
The second thing would be to take that inner message
and direction, and live it each day. In order to actually manifest that which you desire, every step you take must be in alignment
with that desire. Your external persona reflects that which comes from your internal self. |
So, how would this make tax time more joyous?  I have found that when my clients focus upon an end result that they wish, that it happens. Period, no exceptions. Using that
knowledge, I encourage you to get clear on what outcome you are desiring. If it is joy
you desire, then recognize that joy already exists. It is just a matter of your attitude towards
the event or happening which opens the door for you to experience it. Recognize that it is not your circumstances that make
you happy or unhappy but your attitude toward your circumstances. So, change your attitude towards tax time, see it as a time
of knowing, unfolding, and learning. This attitude most certainly is a better one than the other!
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- Joan Silva, CPA, CCRR Having an exceptional business means knowing what you want from
your business and then stopping at nothing to get it. Yet most solo-entrepreneurs start a business before they even truly
know what they want from it. They choose something that seems fun or they have some knowledge about and off they go. There
is no pre-planning, no vision, and maybe not even any money to back it up. How do you know where you are going if you did
not stop to ask ... à WHAT DO I WANT FROM THIS BUSINESS and WHAT DOES MY FUTURE LOOK LIKE IF I STICK WITH
IT? What
was your motivation to start your business? Was it to get away from a dull and lifeless job? Alternately maybe
you just wanted more time to yourself to call your own. Possibly, you are raising children and looking for flexibility? Whatever
the reason, most of you are heading in the wrong direction and do not even know it. It is YOUR responsibility now
to make your business successful. If it is not profitable, then it is not successful. That may be a harsh reality for some
of you. Yet someone has to say it. If you do not accept this truth about your business then you will spend many years in frustration. Now is the time to get real and become profitable. How do you do this? You do it by beginning
and building upon the very passion and dream that started you in the direction of solo-entrepreneurship in the first place.
However, it does take a vision, planning, and money mastery to get there.
Thank you for taking a minute or two out of your day to read about money. Here's wishing you a joyous relationship with
it! Best regards,
Joan Silva
Financial Counselor Certified
Credit Report Reviewer Serious
Solutions To Your Everyday Money Questions |
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Save 50% | As a Financial Counselor and Certified Credit
Report Reviewer, it is my job to help individuals, couples, and small business owners to GET REAL with their money. If you
would like to get past denial and truly understand what you are spending each month, then give me a call. You do not have
to do this alone. Just ask for help, it is a phone call away. Keep in mind that
I offer 1/2 off on your first session. No obligation. Find out how to get real with your money. | | Telephone Sessions Available |
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